Surfer Edison (Carrot Top) isn't able to make ends meet with his inventions or his lifestyle. But then he meets billionaire Armand McMillian (Jack Warden), who takes a shine to the young bum -- so much so that he leaves his invention company to him upon his death. Unfortunately, Armand's nephew, Bradford (Larry Miller), only gets a surfboard. While Edison manages to run the company successfully, with the help of pretty Natalie (Courtney Thorne-Smith), Bradford conspires to take him down.